A daycare with employees has to withhold and remit amounts to more than one agency. The real risk is not the maths: it is forgetting a deadline. Here is how to build a simple calendar.
This guide is informational. Rates, thresholds and due dates change. Confirm them with Revenu Québec, CRA, CNESST or your accountant.
Who gets what
- Revenu Québec generally receives provincial withholdings and contributions.
- The Canada Revenue Agency (CRA) receives federal withholdings.
- CNESST invoices the workplace-injury premium based on your classification unit.
How often you remit depends on your status with each agency. It is stated in the official notices you receive.
Step 1: list your obligations
For each agency, note the frequency, the payment method and the account number used. A small table is enough.
Step 2: put the deadlines in one calendar
A due date that lands on a holiday or weekend often moves. Schedule a reminder a few days before, never on the day itself.
Step 3: separate planned from actual
Keep an "estimated amount" column and a "remitted amount" column. Differences are easier to explain to your accountant when they are visible.
Step 4: close the loop
Once a remittance is made, mark it paid. An overdue one should stand out clearly.
How MyLittleWorld helps
MyLittleWorld's Quebec tools let you plan Revenu Québec and CRA remittances and email the owner reminders 7 days and 2 days before, and again when one is overdue. Reminder emails never contain amounts or payroll data: they just link to the secure screen.
Rates are settings you update each year, and the software will not build a schedule until the applicable rate has been confirmed. MyLittleWorld does not pay remittances on your behalf.